Credit Risk

Where Is Your Credit Risk Hiding

Archived Webinar

In this session Tim Vine, AVP, D&B Canada will discuss the role the credit manager can play in EVERY stage of business interaction with customers – from prospecting to monitoring and reacting.

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CREDIT’S UNTOUCHABLE CODE

There is one principle of credit management which is inviolable. In fact it’s as close to being sacrosanct as Canada’s right of sovereignty over the Northwest Passage. To break with this code would be to dismantle the basic principles of credit management and the outcome would be similar to the situation which I am certain that we have all experienced in the past, when the little boy visits the grocery store with his mother and is transfixed by the beautifully structured pyramid of apples.

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Credit Scoring

Article

Most credit scoring systems have been developed for use by banks. This has been adjusted to reflect both consumer and mercantile business. Credit scoring is a method of evaluating the credit risk of customers ...

 

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Risk Assessment

Article

Risk assessment is a step in a risk management procedure. Risk assessment is the determination of quantitative or qualitative value of risk related to a concrete situation and a recognized threat (also called hazard). Quantitative risk assessment requires calculations of two components of risk (R):, the magnitude of the potential loss (L), and the probability (p) that the loss will occur.

 

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What are the 4 C's of Credit Granting?

Video Breaks

Character - the desire to pay when debts are due, Capacity - the financial ability to pay debts when due, Capital - the logn-term financial strength to pay, Conditions - factors that affect the debtor, over which they have little or no control

 

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Why you should consider selling to risky accounts

Video Breaks

 

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How can a supplier protect their interest in inventory shipped to a customer from banks and other creditors?

Archived Webinar

 

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Differences in Risk based on Type of Business

Article

In Canada there are three general forms of business ownership: a sole proprietorship, a partnership, and a corporation.

 

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Credit application Terms

Article

Here is a list of items that are commonly included in B2B credit applications.

 

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Predictive Indicators - Learn how to read the signs and improve your bottom line

Article

Managing your company’s exposure to risk has become a challenging task. There is more pressure to speed up the credit review process and more responsibility resting on your shoulders to be accountable for your decisions and improve company profitability.

 

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Creditors, Suppliers and Security Breaches

Article

Once upon a time, all the suppliers had to worry about what was the credit of their customers and the legal effectiveness of the security liens that they took on inventories. Now, debtors and creditors alike, for that matter, live under the constant threat of security breaches which can have consequences of a material order of magnitude. As a lawyer advising payments companies, I thought it would be interesting to discuss security breaches ...

 

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Managing Risk in Uncertain Times

Article

The Role of the Credit Professional in the Commercial Leasing Industry by Lisa Moore CCP

December 15, 2009: civil servants in Ireland rally in reaction to the Irish government's vote in favour of a reduction in public sector compensation by 5-15%. The Republic of Ireland is claimed to be facing the deepest financial crisis of any advanced nation and it isn't over yet.

May 5, 2010: striking protestors in Greece, the undisputed pillar of ancient democratic civilization, jam the streets setting the finance ministry ablaze, killing three.

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